Public Liability Insurance

Overview of the SUA Public Liability Insurance Policy

Shooters Union Australia (SUA) holds a $20 million public liability insurance policy. This policy provides coverage for SUA, its affiliates, and members against claims of personal injury or property damage to third parties resulting from their activities. The insurance ensures financial protection and legal support in the event of such incidents, up to the specified limit.

Who is Covered Under the Policy

The public liability insurance policy covers the following groups:

• SUA members in good standing
• SUA affiliates, including clubs and associations
• SUA itself, encompassing its operations and sanctioned events

Coverage applies during all SUA-approved activities and events, providing peace of mind and support for all insured parties.

Policy Inclusions and Exclusions

Policy Inclusions
The SUA public liability insurance policy includes coverage for the following activities:

• Clay Target Shooting
• Pistol Shooting
• Hunting (only named clubs and named members)
• Hunting with Dogs (only named clubs and named members and in line with local legislation)
• Target Rifle Shooting
• Training

Policy Exclusions
The policy does not cover:

• Sales of firearms by any club or member
• Hunting on stud cattle or horse properties
• Activities by the Inland Hunting Group or Inland Hunting Territories
• Individuals under the influence of alcohol and/or drugs

How to Access the Insurance Coverage

To access the SUA public liability insurance coverage, follow these guidelines:
General Coverage:

All SUA members automatically receive coverage for approved activities such as Clay Target Shooting, Pistol Shooting, Target Rifle Shooting, and Training. No additional steps are required.

Hunting Coverage:

To be covered for hunting activities, members must opt-in to the hunting liability cover.

• During membership application: Select the option for hunting liability cover.
• Existing members: Contact SUA to request being named on the policy for hunting coverage.

Ensure you are named on the policy to be covered for hunting and hunting with dogs, as coverage for these activities is not automatic.

How to Make a Claim

To make a claim under the SUA public liability insurance policy, follow these steps:

1. Immediate Notification:
   • Notify SUA of any claims or potential claims immediately in writing. Provide all
     relevant details and circumstances of the incident.
2. Submit Documentation:
   • Gather and submit all necessary documentation to support your claim. This
     may include witness statements, incident reports, and any other pertinent
     information.
3. Review Process:
   • The SUA board will review your claim to confirm eligibility. This review
     process ensures that all claims meet the policy requirements and conditions.
4. Follow Up:
   • Await further instructions from SUA. Claims are not automatically accepted
     and will be subject to the board’s assessment and decision.
     Contact SUA for assistance or additional information regarding the claims process.

Contact Information for Insurance Queries

For any questions or additional information regarding the SUA public liability insurance
policy, please contact us.

Policy Limits and Conditions

Policy Limits:

• The maximum coverage amount is $20 million per claim for personal injury or property damage to third parties.
• The coverage limit applies per incident and is subject to the terms of the policy.

Conditions:

• Members must be participating in lawful firearms activities in Australia and hold a
• current firearms licence authorising them to participate in those activities.
• Members must adhere to Association/Club Rules and Guidelines.
• Clubs must comply with relevant legislation in respect of all matters, including range templates and firing rights.
• All products used must comply with Australian, US, or EU Standards.
• Members undertaking hunting activities must have written consent from landowners to conduct hunting activities on their property.
• Members participating in hunting or hunting with dogs must opt-in for hunting liability cover by being named on the policy.
• Hunting activities must comply with local legislation.
• Individuals under the influence of alcohol and/or drugs are excluded from coverage.
• The sale of firearms by any club or member is excluded from coverage.
• Hunting on stud cattle or horse properties is excluded from coverage.
• Activities by the Inland Hunting Group or Inland Hunting Territories are excluded from coverage.
• Members must take all reasonable precautions to prevent any loss or damage resulting from their actions or omissions.
• Adherence to these conditions is required to maintain eligibility for coverage under the policy.

Certificate of Currency:

Click here to view a copy of the Certificate of Currency.

Recent Changes to SUA Public Liability Insurance

During the recent renewal process, several changes have been imposed by the insurer:

1. Hunting Coverage:
   Members who wish to be covered for hunting activities must now opt-in to the hunting liability cover. This requires members to be named on the policy. Currently, there is no additional cost for this opt-in, but this may change in the future.
2. Exclusions for Hunting Locations:
   The policy now excludes coverage for hunting on stud cattle or horse properties.
   The policy also excludes activities by the Inland Hunting Group / Inland Hunting Territories.

SUA is actively working with our insurers to demonstrate the low level of risk involved in safe and ethical shooting activities. Our goal is to improve the cover and conditions for our members, ensuring comprehensive protection while maintaining our commitment to safety and compliance.